Ministry of Higher and Secondary Specialized Education of the Republic of Uzbekistan

vlANAGFMENT
O BJECTIVES
• 
listen to the gist and listen to a detailed information
• 
use a/an, the and zero articles
• 
enlarge the topic related lexical stock in financial management
Skills to be practiced: listening, speaking, reading, writing 
Target vocabulary: financial management, benefit, opportunities, 
proficiency, experience, money and capital market, resource
STAR TER
Lead in students allowing them some time to fulfill the task in the 
starter. Two photos are presented, both intending for specific purpose. 
In photo A four actions as ‘Give’, ‘Spend’, ‘Grow’, ‘Save’, which are 
essential in financial management are given on the bottle labels. In 
photo B the man with tumed out pocket represents the state of being flat 
broken. Students should relate the photos to each other by completing 
the statement.
Eg.: I might be in picture B position if I did not keep the action ‘give’, 
because investing money may lead to some profit. When the saving is 
invested into the bank, the bank offers a good deal of deposit for the 
investor. All answers are welcomed.
LISTENING
1. Encourage students to work in pairs and ask them to read the 
words in the box and select two of them. Let them explain the 
importance of their choice mentioning their role in life to their 
partner.
2. A sk students to review the key words in Ex.1 and guess what 
the upcoming listening material is going to sound about.
3. Give students some time to look through the questions a-g. A sk 
them to listen to the tape and tick the questions in a-g that has 
not been mentioned by the speaker.
b. Do you manage your finance properly?
g. Does financial management require any special skill?
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TAPESCRIPT
It is evident that the majority of college graduates make a choice 
of their education at one of the Higher Institutions of Tashkent. The 
capital city Tashkent offering more chances in different fields welcomes 
annually thousands of students all overregions ofUzbekistan. Obviously, 
students have to stay away from their families being shouldered to carry 
out several personal commitments. One of them is financial management. 
The essential number of parents provide their children for their first 
and second year of study, as Year I is the period of adaptation for the 
academic and social community. As for the Year II it is ‘interregion’ 
period, when students are out of their origin town and find themselves 
almost complete settlers of Tashkent environment. When they become 
junior students some will have already been part timing employees to 
cover their daily expenses.
The main concept of financial management can be refiected in the 
following statement: How much you spend is much more important than 
how much you eam. This is often referred to as “living within your 
means.” There might appear several frequently asked questions.