X o r I j iy t I l L a r

T ask 3. Give yo u r idea on the top ic” What difficulties can working 
abroad have?”

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What is communication technology?
T ask 2. R ead and retell the text.
Finance involves the m anagem ent o f money. All businesses must have 
enough capital on hand to pay their bills, and for-profit businesses seek 
extra capital to expand their operations. In some cases, they raise long­
term capital by selling ownership in the company. Other com mon 
financial activities include granting, monitoring, and collecting on credit 
or loans and ensuring that customers pay bills on time. The financial 
division o f any business must also establish a good w orkin g relationship 
with a bank. This is particularly important when a business wants to 
obtain a loan. Businesses rely on effective human resource management 
(HRM ) to ensure that they hire and keep good employees, and that they 
are able to respond to conflicts between workers and management. H R M
specialists initially determine the number and type o f employees that a 
business will need over its first few years o f operation. They are then 
responsible for recruiting new employees to replace those who leave and 
for filling newly created positions. Finally, human resource managers 
create w o rk e rs ’ compensation plans and benefit packages for employees. 
F i n a n c e is c o n c e r n e d w ith th e art and s c i e n c e o f m a n a g i n g
m o n e y . T h e f i n a n c e d i s c i p l i n e c o n s i d e r s h o w b u s i n e s s f ir m s raise, 
sp en d , and i n v e s t m o n e y and h o w i n d i v i d u a l s d i v i d e t h e i r lim ite d
f in a n c ia l r e s o u r c e s to a c h i e v e p e r s o n a l a n d f a m i l y goals.
T ask 3. Give yo u r idea on the topic:
” What is your definition o f a leader”

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What is information technology?